Community Reinvestment Act Public File
The Community Reinvestment Act (CRA) is a federal law enacted in 1977. Its primary purpose is to encourage banks and other financial institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
Public Comments Received:
Branch Locations and Hours of Operations
No Branches Have Been Closed
Products & Services
Personal Products & Services including banking and borrowing.
Business Products & Services including Banking, Lending, and Managing.
Questions regarding transaction fees or cost of service, please visit your nearest location or give us a call at (513) 201-2210
CRA Disclosure Statements
CRA Disclosure Statements
The Community Reinvestment Act (CRA) data about our small business, small farm, and community development lending are available online for review. The CRA Aggregate and Disclosure Retrieval system provides access to each lending institution’s individual Disclosure Statement as well as the Aggregate Tables covering the lending activity subject to CRA for each Metropolitan Statistical Area (MSA) and non-MSA portion of each state. CRA data for many other financial institutions are also available online. The CRA Aggregate and Disclosure reports are available on the Federal Financial Institution Examination Council (FFIEC) website.
For FFIEC CRA Disclosure Reports
For more information regarding CRA, please visit https://www.ffiec.gov/cra/
Home Mortgage Disclosure Act Notice (HMDA):
The Home Mortgage Disclosure Act (HMDA) data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age, and income of applicants and borrowers; and information about loan approvals and denials. HMDA data for many other financial institutions are also available online. The HMDA Disclosure reports are available on the Consumer Financial Protection Bureau’s (CFPB) website.
For FFIEC-CFPB HMDA Disclosure
For more information regarding HMDA, please visit https://www.consumerfinance.gov/data-research/hmda/