everything you need, nothing you don’t

banking made easier

We’ve optimized our products to offer you only the very best.

Most banks have so many different products that it’s impossible to decide which one will work best for you. We’ve combined all of our best product features into a few select account types designed for the modern person. This includes free Checking and Savings accounts that earn interest, come with all of the online tools and capabilities, and have no minimum requirements. Keep scrolling to learn more about our accounts and their features.

Modern Checking

This account is for your everyday transactions. Enjoy quick and convenient access to your money without the hassles of transaction limits or monthly fees. Check out all the perks of this account below.

Investment Checking

Our new Modern Investment Checking account includes access to our state-of-the-art online banking suite, and offers tiered and variable rates on balances over $50,000*. Learn more about this account below.

Modern CD

If you have some extra cash, you don't need it for a while and you want to earn more interest with a variable rate Certificate of Deposit, choose our Modern CD. Rates are based on the LIBOR rates, and your rate will never fall below your original rate.

Modern Savings

If you have some extra cash and want to earn a little more on it with easy access to it, try our Modern Savings account. Unlike a CD, a savings account gives you access to your money without early withdrawal penalties.

Investment Savings

Our new Modern Investment Checking account includes access to our state-of-the-art online banking suite, and offers tiered and variable rates on balances over $50,000*. Learn more about this account below.

Traditional CD

If you have some extra cash, you don't need it for a while and you want to earn more interest with a fixed rate Certificate of Deposit, a Traditional IRA is the way to go. Traditional IRAs offer tax-deferred interest on contributions and, in most cases, are tax deductible.

IRA Accounts

Consider opening up an IRA if you are looking for a safe way to start saving for retirement. Roth IRAs are non-deductible but offer tax free earning when certain distribution requirements are met. We can develop an IRA program to fit everyone’s needs with both fixed and variable rate options.

*Investment Checking and Investment Savings accounts with an average monthly balance less than $50,000 are subject to a $100 charge.

2nd Chance Checking

Life can throw you a curve ball occasionally. If you are not able to get a checking account because of something in your past but you are trying to start over, our 2nd Chance Checking accounts are the perfect option for you. Some restrictions apply.

Online Banking

Check your account balances, make transfers, and pay bills from anywhere, anytime through your online banking portal. All you need is an internet connection. Enrolling is quick and easy. Click below to get started.

Mobile Deposit

Sign, snap, & save. Skip the lines and save yourself time by depositing your checks right from your mobile phone.

atm network

Need money, but not close to any branch? No problem. RiverHills Bank partners with MoneyPass to bring you one of the biggest and best ATM networks available. Use thousands of in-network ATMs with no service charges.

Credit Builder

Need to improve your credit? Build or repair your credit for free with low monthly payments with Credit Builder.

CREDIT CARDS

RiverHills Bank offers nationally recognized corporate credit cards. With our Visa® Platinum credit card, you get hometown convenience along with worldwide acceptance.

Coverdell Education Savings Account

It’s never too soon to start saving for that college education. We offer a variety of convenient terms and conditions to fit your needs.

Debit Cards

Access your money quickly and conveniently with the RHB debit card. Take control of your spending and saving with our mobile apps.

Safe Deposit Box Rental

Free 1 year Safe Deposit Box rental requires payment to be automatically deducted from a RHB account.