RiverHills Bank Mortgage Center

Whether you are a first time home buyer or an experienced homeowner, buying a house can be overwhelming, but it doesn’t have to be. Our team of home loan experts can help you find the right mortgage to fit your financial needs so you can become an informed homebuyer. We specialize in providing personalized service to our customers in Greater Cincinnati and Southwest Ohio.

Need help finding the right home loan product for you? Call us at 513-201-2211.

Meet our Home Loan Experts

Melanie Gould | Senior Loan Originator | Mortgages
Melanie Gould
Senior Loan Originator
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Mobile: 513-702-5830
Nadia Shaya | Senior Loan Originator | Mortgages
Nadia Shaya
Senior Loan Originator
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Mobile: 513-520-6520
NMLS# 967675
Patti Trapp | Loan Originator | Mortgages
Patti Trapp
Loan Originator
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Mobile: 513-827-8050
Dan Hickman | Mortgage Lending Manager
Dan Hickman
Mortgage Lending Manager
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Mobile: 513-207-0070
NMLS# 166404
Looking for the best mortgage for your finances?

Talk to a home loan expert

Why you should choose RiverHills Bank

  • Personalized customer service
  • Support throughout your home buying process
  • Expertise provided by our Loan Originators and Processors
  • Full array of home mortgage products
  • Competitive rates
  • Low closing costs
  • We’re a local community bank and understand your individual needs
  • We’re First-Time Buyer Specialists
  • Down Payment and Closing Cost Assistance is available
  • Tax Credit available for eligible first-time buyers
  • Local decision makers and local service providers
  • We’re committed to Closing On Time

At RiverHills Bank we’ve been helping customers in Greater Cincinnati and Southwest Ohio with their homeownership dreams for over a century. Call us today to see how we can help you: 513-201-2211.


What Our Customers Are Saying About Us

“I worked with RiverHills for
my initial home purchase and recently for a refinance. Everyone I’ve dealt with has been friendly and professional. I love working with a local bank where people recognize you when you walk in. Highly recommended for any banking needs!”

Evan F.
Milford, OH

“Both Nadia [our loan originator] and Janet Schwartz, our loan processor, went above and beyond to keep us apprised of all necessary documents and the timeline to prepare for the closing. At the closing, our realtor commented that it was the smoothest closing she had encountered. “

Richard and Kathleen C.
Georgetown, OH

“Patti, I sincerely appreciate all of your hard work and assistance over the last few months while we were looking for and purchasing our new home. It was an absolute pleasure to work with you — you are amazing at what you do. Great to hear we can reach out to someone who is familiar with the area, it means a lot to us! “

Mike H.
Cincinnati area

Our most popular home loan options

We offer a full range of home loan products with competitive mortgage rates and low closing costs.

Let us help you find the best mortgage for you.

FHA Loans

FHA mortgage loans are often the best option for buyers with a low down payment or less than perfect credit. Requirements comply with Federal Housing Administration lending guidelines.

USDA Loans

USDA/Rural Development home loans are often the best option for eligible buyers. This is a “no money down” financing option — 100% of the purchase can be financed, often including closing costs. Household income limits and geographic restrictions apply.

VA Loans

Typically the best option for eligible veterans or active-duty military, VA home loans require no down payment and offer flexible loan terms. VA loans are guaranteed by the U.S. Department of Veterans Affairs (VA).

Conventional Loans

Conventional loans comply with guidelines established by Fannie Mae or Freddie Mac and may be available with as little as 3% down payment. These are often the best option for borrowers with a strong credit history.