RiverHills Bank Mortgage Center
Whether you are a first time home buyer or an experienced homeowner, buying a house can be overwhelming, but it doesn’t have to be.
Our team of home loan experts will help guide you through the process so you can become an informed homebuyer.
Let us help you find the right mortgage for your financial needs.
Why choose RiverHills Bank
- Low rates & closing costs
- First-time buyer specialists
- Down payment and closing cost assistance
- Tax credit for eligible first-time buyers
- Local decision makers and service providers
- We’re committed to closing on time
Our most popular home loan options
We offer a full range of home loan products with low mortgage rates and low closing costs.
Let us help you find the best mortgage for you.
FHA mortgage loans are often the best option for buyers with a low down payment or less than perfect credit. Requirements comply with Federal Housing Administration lending guidelines.
USDA/Rural Development home loans are often the best option for eligible buyers. This is a “no money down” financing option — 100% of the purchase can be financed, often including closing costs. Household income limits and geographic restrictions apply.
Typically the best option for eligible veterans or active-duty military, VA home loans require no down payment and offer flexible loan terms. VA loans are guaranteed by the U.S. Department of Veterans Affairs (VA).
Conventional loans comply with guidelines established by Fannie Mae or Freddie Mac and may be available with as little as 3% down payment. These are often the best option for borrowers with a strong credit history.
What Our Customers Are Saying About Us
“I worked with RiverHills for
my initial home purchase and recently for a refinance. Everyone I’ve dealt with has been friendly and professional. I love working with a local bank where people recognize you when you walk in. Highly recommended for any banking needs!”
“Both Nadia [our loan originator] and Janet Schwartz, our loan processor, went above and beyond to keep us apprised of all necessary documents and the timeline to prepare for the closing. At the closing, our realtor commented that it was the smoothest closing she had encountered. “
Richard and Kathleen C.
“Patti, I sincerely appreciate all of your hard work and assistance over the last few months while we were looking for and purchasing our new home. It was an absolute pleasure to work with you — you are amazing at what you do. Great to hear we can reach out to someone who is familiar with the area, it means a lot to us! “