USDA LOans
Our Most Popular Home Loan Options
USDA Features
Down Payment
Income
Credit Score
Interest Rate
Program ELIGIBILITY
Costs
In Conclusion
The USDA loan is typically the best option for a borrower not eligible for a VA loan but eligible for a USDA home loan. USDA loans require no down payment and the Guarantee Fee is typically less expensive than mortgage insurance. 100% of the purchase may be financed, so USDA loan require little out-of-pocket cost for the borrower.
For those who may need to improve their credit score to become eligible to qualify for a home loan, while also building up a savings for down payment, check out our RHB Credit Builder Program.